Refinancing Your Mortgage in 2025

General Lyndsay Gavrilovic 11 Dec

Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]

What the Bank of Canada Rate Drops Mean for YOU!

General Lyndsay Gavrilovic 5 Nov

With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]

Smart Ways to Cut Your Energy Costs

General Lyndsay Gavrilovic 21 Oct

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

Expert Tips for Staging Your Home

Mortgage Tips Lyndsay Gavrilovic 3 Oct

Even in a sellers’ market, there are some ways you can improve your chances of increasing the number of offers and selling your home for the best value. Check out these expert tips for staging your home to help make the best first impression possible: Clean and Declutter: Clean, clean, and clean some more! While you […]

2024 Fall Market Outlook

General Lyndsay Gavrilovic 9 Sep

The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated, but with an additional cut early September and potentially more on the way, they will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back enter the […]

The Benefit of Rate Holds

General Lyndsay Gavrilovic 20 Aug

Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]

Small Home Improvements That Make a BIG Impact

General Lyndsay Gavrilovic 7 Aug

Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get you started: Painting: One of […]

Closing Costs – The Real Numbers You Need to Budget For

General Lyndsay Gavrilovic 31 Jul

Buying a home is one of the most exciting ventures in life! To ensure it goes smoothly, you need to have a proper budget in place to protect your financial security and help you make the best decision for your future location. However, the cost of the home is not the only cost that you […]

7 Tips to Makeover Your Backyard!

General Lyndsay Gavrilovic 2 Jul

As we gear up for the approaching summer season, why not revitalize your outdoor area to bask in the warmth and embrace the sunshine? There’s a plethora of fantastic outdoor projects awaiting, whether it’s in your backyard or on your balcony, to elevate your space and maximize your enjoyment of the season. Let’s explore some […]

Going From a Variable Rate to a Fixed Rate Mortgage

General Lyndsay Gavrilovic 18 Jun

With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Switching from a variable-rate mortgage to a fixed-rate mortgage can offer stability in your monthly payments, protecting you from potential interest rate hikes, along with some other benefits: […]

12 3 4 5 »

Lyndsay Gavrilovic

Mortgage Agent Level 1

Blog